Paying your LIC premium on time is important to keep your policy active and continue enjoying its benefits. Many policyholders believe that online payment always requires registration or login, but that is not true. LIC provides multiple online options that allow you to pay your premium without creating an account or signing in.
These methods are especially helpful for people who want a quick payment, are not comfortable with online registration, or are paying on behalf of a family member. In this article, we will explain the top 6 ways to Pay LIC Premium Online Without Login, using easy language and clear steps.
1. Pay LIC Premium Through Official Online Payment Option (No Login)
LIC allows policyholders to pay premiums directly using policy details without registration. This is the most commonly used method.
To make the payment, you only need basic policy information such as:
- Policy number
- Date of birth of the policyholder
- Installment premium amount
Once these details are entered correctly, the premium amount appears automatically. You can complete the payment using common digital payment methods. After payment, a receipt is generated instantly, which can be saved or printed for records.
This option is suitable for regular premium payments and is easy even for first-time online users.
2. Pay LIC Premium Using UPI Without Registration
UPI has become one of the easiest ways to make online payments. LIC supports UPI payments without requiring any login or account creation.
To pay using UPI:
- Enter your policy details
- Select UPI as the payment mode
- Enter your UPI ID
- Approve the payment on your mobile device
The payment is processed instantly, and confirmation is shown immediately. This method is fast, secure, and ideal for people who prefer mobile payments.
3. Pay LIC Premium Using Debit Card or Credit Card
Another simple method to pay LIC premium online without registration is by using a debit or credit card. This option works well for those who do not use UPI or net banking.
You need to:
- Enter your policy details
- Select UPI as the payment mode
- Enter your UPI ID
- Approve the payment on your mobile device
After verification, the payment is completed, and a receipt is generated. This method is widely used and suitable for one-time or recurring premium payments.
4. Pay LIC Premium Through Net Banking (No Login Required)
Net banking is also available as a non-registration payment option. You do not need to create an LIC online account to use this service.
Steps include:
- Providing policy information
- Selecting net banking as the payment method
- Choosing your bank
- Completing the payment through your bank’s secure page
Once the transaction is successful, the premium status is updated, and a payment acknowledgment is issued. This method is preferred by people who regularly use internet banking services.
5. Pay LIC Premium via Mobile Browser (Guest Payment)
Many policyholders access LIC services using a mobile browser instead of apps or portals. Guest payment options allow premium payment without login through mobile devices.
This method works just like desktop payment:
- Open the payment page
- Enter policy details
- Choose a payment mode
- Complete the transaction
The mobile-friendly interface makes it convenient for users who rely on smartphones for online services. Payment confirmation is available instantly.
6. Pay LIC Premium for Someone Else Without Registration
LIC also allows premium payment for another person’s policy without registration. This is helpful for family members, senior citizens, or dependents.
To do this:
- Enter the policy number of the insured person
- Provide their date of birth
- Complete the payment using your preferred online method
You do not need to be the policyholder or have an online account. As long as the policy details are correct, the payment can be made smoothly.
Important Points to Remember While Paying Online
Before making an online LIC premium payment without registration, keep the following points in mind:
- Always double-check the policy number and date of birth
- Save or download the payment receipt
- Ensure stable internet connectivity
- Avoid refreshing the page during payment
- Verify premium amount before final submission
These simple steps help avoid payment errors and delays.
Benefits of Paying LIC Premium Online Without Registration
Paying LIC premium online without registration offers several advantages:
- No need to remember login details
- Quick and time-saving process
- Suitable for occasional users
- Easy payment for family members
- Instant confirmation and receipt
This option is ideal for people who prefer simplicity and speed.
Conclusion
Paying LIC premium online without registration is simple, secure, and convenient. Whether you choose UPI, card payment, or net banking, LIC provides flexible options that suit different user preferences. You only need basic policy details to complete the payment, making the process accessible to everyone.
By using these six methods, policyholders can ensure timely premium payments without the hassle of account creation or login. Regular premium payment keeps the policy active and ensures uninterrupted financial protection.
By using these six methods, policyholders of LIC of India can ensure timely premium payments without the hassle of account creation or login. Regular premium payment helps keep the policy active and ensures uninterrupted financial protection.
